Bathroom (1.47 × 3.63)
3 Pc Bath
Level: Main
103-85 Spruce St
Cambridge, Ontario N1R 4K4
Description
Welcome to 103-85 Spruce St, a showstopping 2-bedroom, 2-bathroom multi-level loft offering 1691sqft of updated living space within a converted historic factory! Blending Galt's rich industrial character with contemporary finishes, this one-of-a-kind home delivers the scale, style &personality that traditional condos simply cannot match. Inside soaring ceilings, original exposed brick, polished concrete floors, wood-paneled ceilings, exposed ductwork & dramatic black accents create an effortlessly cool industrial aesthetic. Expansive multi-level design allows each space to feel distinct while maintaining an open connected flow throughout the home. Modern kitchen is an entertainer's dream with white cabinetry, quartz counters, S/S appliances, tiled backsplash & oversized island W/bar seating. Adjoining dining area offers lots of room for hosting friends & enjoying everyday meals, while a versatile office nook provides the perfect work-from-home setup without sacrificing valuable living space. Stylish 3pc bathroom completes this level. A few steps away, the impressive 2-storey living room offers towering ceilings, exposed brick & oversized windows that flood space with natural light. Upstairs the spacious primary bedroom overlooks the dramatic main living area creating a true loft-style retreat. The 2nd bedroom is tucked privately down the hall & offers access to a rare private patio surrounded by mature greenery-perfect secluded spot to enjoy morning coffee or unwind at the end of the day. Luxurious 4pc bathroom W/double vanity & tiled shower/tub completes the upper level. Secure underground parking adds everyday convenience while the building's location in a quiet residential pocket bordering a park offers a peaceful setting just mins from downtown Galt's restaurants, shops, arts venues & fitness studios. Bold, spacious & unlike anything else on the market, this is the perfect home for anyone craving authentic loft character without compromising on modern comfort
01 / Property recordListing detailsFacts, history, rooms and location
Key Facts
- MLS® #
- X13810620
- Board
- TRREB MLS®
- Days on market
- Tax
- $4,642
- Size
- 1600-1799 sqft
- Parking
- 1 Underground, 1 Parking
Listing History
Listing activity for 103-85 Spruce St, Cambridge, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| N/A | N/A | $599,900 | N/A | For Sale | X13810620 |
Property Details
Property
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- Municipality
- Cambridge
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Detail
- 1, 4pc, 2nd
- Bathroom Detail
- 1, 3pc, Main
- Basement Type
- None
- Kitchens
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Building
- Size
- 1600-1799 sqft
- Construction
- Brick
Parking
- Garage Type
- Underground
- Garage
- 1
- Add. Parking
- 0
- Total Parking
- 1
Additional
- Year built
- 16-30
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- N
- Den
- N
- Family room
- N
- Extras
- Dishwasher, Dryer, Refrigerator, Stove, Washer
- Condo maint.
- $818
Rooms (7)
Kitchen (2.51 × 5.56)
Level: Main
Dining (5.13 × 5.56)
Level: Main
Living (4.67 × 5.56)
Level: Main
Bathroom (2.51 × 2.36)
4 Pc Bath
Level: 2nd
2nd Br (2.77 × 5.556)
Level: 2nd
Primary (4.27 × 4.9)
Level: 2nd
Location
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
14 records read 8 on record nearby 6 checked, none on recordRead 2026-10-27
Water and conservation
- No mapped wetland within 120 m
- No water-supply well recorded within 250 m10 test or monitoring holes also recorded.
- Groundwater recorded about 8.5 m below ground nearbyThe middle water level in the well records within 500 m (38 records). It changes with the season and from spot to spot.
- Bedrock about 19.5 m down nearbyThe middle depth to bedrock in the well records within 500 m.
Province of Ontario open data
Planning and building activity
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
Province of Ontario open data
Around the home
- Nearest rail line: 860 m
- A trail on the Ontario trail network within 1 km
Province of Ontario open data
Environmental records
- No licensed pit or quarry within 2 km
- No recorded oil, gas or salt well within 250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Rockwell Automation — Dundas Facility, 910 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.
Province of Ontario open data · Government of Canada open data
Power and internet
- Electricity is distributed here by GrandBridge Energy Inc.
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Ontario Energy Board · Innovation, Science and Economic Development Canada
None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
02 / Plan your numbersToolsMortgage and cash-flow planning
Mortgage Tools
Mortgage calculator
20%
Monthly Payment
$2,750
- Down payment$119,980
- Mortgage amount$479,920
- Total interest$345,080
- Total cost$944,980
Cash flow analysis
$2,750
Total monthly payment
$3,137
Break-even down payment
100%
Cash flow-$3,137
03 / Community profileNeighbourhood demographicsPeople, homes and household context
Expand Neighbourhood demographics to load Statistics Canada census charts.
$599,900
$599,900
CAD
Estimate unavailable
Similar active listings
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.